The 7 programs at a glance
SNAP puts monthly money on an EBT card for groceries. Medicaid is free or low-cost health coverage. WIC adds food and nutrition support for pregnant women, infants, and children under 5. Lifeline cuts phone or internet bills by up to $9.25/month. LIHEAP helps pay heating and cooling bills. TANF gives temporary cash assistance to families with children. SSDI/SSI pays monthly benefits if a disability keeps you from working.
How income limits work
Most programs measure your gross monthly income against a percentage of the federal poverty level (FPL), which rises with household size. For a household of three in 2026, 130% of poverty (the SNAP gross limit) is about $2,888/month. Households with someone 60+ or with a disability are often judged on net income after deductions, which is more generous.
Apply for one, unlock others
Categorical eligibility means receiving SNAP, TANF, or SSI can automatically satisfy the income test for other programs like WIC and Lifeline. It is almost always worth applying — even if you think you earn slightly too much — because deductions and state-specific rules vary widely.